FITTER Financial QLD

Investing in property

Successful property investment isn’t just about finding the right property, it’s also about choosing the right finance.
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Access more lenders

Compare investment property loans from 60+ lenders to find the right fit for your goals.
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Tailored loan strategies

We match your finance to your investment plans, tax considerations, and long-term strategy.
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Maximise borrowing power

We help you structure your loan to make the most of your income and equity.
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Support at every stage

From pre-approval to settlement and future refinancing, we’re here for the long haul.

Finance built for property investors

At Fitter Financial, we help investors structure their loans to maximise flexibility, manage tax considerations, and support long-term wealth goals.

How We Help Property Investors

  • Access to more lenders – We compare options from over 60 lenders, including banks and specialist investment lenders.

  • Tailored loan structures – We’ll help you explore interest-only periods, principal and interest options, fixed and variable splits, and offset accounts to suit your strategy.

  • Leverage your equity – Use the value built in your existing property to fund your next purchase or renovation.

  • Tax-effective structuring – While we don’t give tax advice, we work closely with your accountant or financial planner to ensure your loan structure supports your overall plan.

  • Portfolio growth – From your first investment property through to building a portfolio, we’ll guide you through each step.

Why Use a Broker for Investment Loans

Investment loans can be more complex than standard home loans. Every lender has different policies on rental income, negative gearing, and multiple properties. By working with a broker, you get access to broader options and the confidence that your finance strategy is designed to grow with you.

Local Knowledge, National Reach

As a Brisbane-based brokerage, we understand the local property market and the opportunities available across Queensland and beyond. Whether you’re adding your first investment or expanding an established portfolio, we’re here with clear advice and ongoing support.

Got questions about investment property finance?

Understanding how investment property loans work can help you make smarter decisions and maximise your returns. Below, we’ve answered common questions about investment property finance, loan structures, deposits, and using equity so you can feel confident about your next purchase.

What’s the difference between an investment loan and a home loan? An investment loan is designed for buying property you won’t live in. Lenders often have different interest rates, deposit requirements, and criteria compared to owner-occupied home loans.

Generally, lenders require at least 10–20% deposit, though some options may be available with a lower deposit depending on your situation.

Yes, equity in your current home can be used as security for your investment property loan, helping you reduce the cash you need upfront.

Is interest-only or principal and interest better for investment loans? It depends on your goals. Interest-only repayments can improve cash flow, while principal and interest builds equity faster. We can run the numbers to help you decide.

Let’s make your finances FITTER

Call us

Our expert insights will help guide you through the process and get you to your goal sooner.

Book an appointment

Experience the difference, we take out the leg work and we will fit into your schedule.

Start your application

Apply online and we will send you three great rate options tailored to your needs.
FITTER Financial QLD
We simplify the loan journey and make finance really happen for our customers.

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Daniel Muguira (CRN: 529776) & FITTER Financial (QLD) Pty Ltd (CRN: 537921) are Authorised Credit Representatives of Purple Circle Financial Services Pty Ltd (ACL: 486112)

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.