Building a home is one of the biggest projects you’ll ever take on. From finding land and choosing a builder to managing the finance side, there are a lot of moving parts. At Fitter Financial, we make the loan process straightforward so you can focus on bringing your plans to life.
Unlike a standard home loan, a building loan releases funds in stages as construction progresses. These stages usually include slab, frame, lock-up, fit-out, and completion. You’ll only pay interest on the amount drawn down at each stage, which can help ease cash flow while the build is underway.
More choice – Not every lender offers construction finance, and those that do have different rules. We compare options across 60+ lenders to find the right fit.
Tailored loan structures – Building loans can include features like interest-only during construction, fixed or variable splits, and redraw facilities. We’ll help structure your loan to match your project.
Support from start to finish – From pre-approval to progress payments and final settlement, we’ll guide you through each step and handle the paperwork with your builder and lender.
Ongoing reviews – Once construction is complete, we’ll review your loan to make sure you’re still on the best rate and structure.
As a Brisbane-based brokerage, we understand the local property market, council planning requirements, and the unique challenges of building in Queensland. Whether you’re developing in the city, Bayside, or regional surrounds, we’re here with practical guidance and personal service.
