FITTER Financial QLD

Commercial property finance

Investing in commercial property can be a smart way to grow your portfolio or expand your business operations.
Talk to a broker
Find out more
01

Access to 60+ lenders

We'll compare a wide range of commercial property loan options for you at zero-cost to find a competitive deal.
02

Tailored loan structures

We match finance terms to your investment goals, cash flow, and property strategy.
03

Support from start to settlement

We guide you through approval, valuation, and settlement with clear communication.
04

Future-focused advice

We help you structure your loan to support long-term portfolio growth.

Whether you’re buying an office, warehouse, retail space, or industrial site, the right finance structure is essential. At Fitter Financial, we help you navigate the complexities of commercial property lending with confidence.

How Commercial Property Loans Work

Commercial loans differ from standard residential mortgages. Lenders typically assess them on the strength of the property, the business income, and your overall financial position. Loan terms, deposits, and rates can vary widely between banks and non-bank lenders, making it important to compare carefully.

What We Can Help With

  • Purchasing property – Secure funding for offices, warehouses, retail spaces, or mixed-use developments

  • Refinancing – Review your current commercial loan to see if a better rate or structure is available

  • Property development – Access tailored finance for subdivisions, construction, or redevelopment projects

  • Owner-occupied loans – Buy the premises your business operates from and build long-term stability

  • Investment loans – Grow your property portfolio with finance designed for returns

Why Use a Broker

Commercial property lending is more specialised than residential finance. Every lender has different criteria around loan-to-value ratios, lease terms, and acceptable security. By working with over 60 lenders, we help you compare options, negotiate terms, and choose a loan structure that suits your investment or business strategy.

Local Expertise

As a Brisbane-based brokerage, we understand the local commercial property market and have helped businesses across Queensland secure finance to purchase, refinance, or develop. Whether you’re investing in the CBD, the outer suburbs, or regional growth hubs, we’ll provide clear advice and ongoing support.

Got questions about buying commercial property?

Finding the right funding can be complex, especially with so many loan types and lender requirements. Below, we’ve answered common questions about commercial property and investment finance so you can understand your options, prepare your application, and secure the funding your business or SMSF needs.

Commercial property investment finance can be used for retail spaces, offices, warehouses, industrial sites, and other income-generating properties.

Most lenders require 20–30% for commercial property loans, though it can vary based on the property type and your financial position.

For commercial property lenders review your financial history, property value, lease terms, and tenant reliability before approving commercial property investment finance.

Yes, equity from your home or other properties can often be used as security to reduce the deposit required for a commercial property investment.

a view of a city with a bridge in the foreground
a man and a woman in a warehouse

Why use a mortgage broker for commercial property finance?

Our commercial finance team has access to over 60 lenders and specialises in sourcing tailored commercial property loans. We understand the differences between owner‑occupied, SMSF-based, and investor loans, and work with your advisors to structure a solution that is compliant and tax-effective.

What we offer:

  • A tailored loan strategy to match your business or SMSF structure

  • Competitive rates and flexible terms across a variety of lenders

  • Expert assistance with compliance, lender requirements and submission

  • End-to-end support from application to settlement

Let’s make your finances FITTER

Call us

Our expert insights will help guide you through the process and get you to your goal sooner.
0448 507 793

Book an appointment

Experience the difference, we take out the leg work and we will fit into your schedule.
Book an appointment

Start your application

Apply online and we will send you three great rate options tailored to your needs.
Get started
FITTER Financial QLD
We simplify the loan journey and make finance really happen for our customers.

Compliance

Privacy Policy Terms

Contact

LET'S TALK: 0448 507 793 Send us a message 1a/50-56 Kellar St
Browns Plains QLD 4118

Connect

Daniel Muguira (CRN: 529776) & FITTER Financial (QLD) Pty Ltd (CRN: 537921) are Authorised Credit Representatives of Purple Circle Financial Services Pty Ltd (ACL: 486112)

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.